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122   BANK MUAMALAT MALAYSIA BERHAD


          DATA ON MATERIAL MATTERS









          M11 CUSTOMER EXPERIENCE
          Customer Satisfaction Survey

          The Bank improved its overall customer satisfaction score by 2.13% in FY2024. Its scores across all touchpoints increased and
          continued to be in the 80 percentile

           Category/Touchpoints                                                 FY2023      FY2024      Variance

           No. of respondents                                                     500         500           0
           Overall Customer Satisfaction Index                                    94%         96%           2
           Branches                                                               92%         98%           6
           Contact Centre                                                         84%         96%          12

           Internet Banking                                                       91%         95%           4
           Mobile Banking                                                         89%         95%           6
           Self-service Terminals                                                 91%         94%           3

          Complaints
          The  number  of  complaints  in  FY2024  has  decreased    by  12.96%  compared  to  FY2023.  On  resolving  complaints  received  by
          our customers, the Bank ensured prompt turnaround time to avoid customers’ dissatisfaction. 68.88% of complaint cases were
          resolved within 2 working days. Fraud cases in FY2024 have increased  by 32.46% compared to FY2023.

           Turnaround Time for Complaint Resolution  Number of Complaints Resolved         Percentage (%)

           0 – 2 Working Days                                  2,623                           66.88%
           3 – 5 Working Days                                   659                            16.80%
           > 5 Working Days                                     640                            16.32%
           Total                                               3,922                            100%


                                                                                       No. of
           Complaints by Category                                                                        %
                                                                                     Complaints
           Internet Banking Related                                                     1,901          25.54%
           Self-Service Terminal Related                                                 10             0.13%

           Fraud                                                                        3,522          47.31%
           Branch Services                                                               51             0.69%
           Delay in Preparing Home Financing Statement for EPF Withdrawal                 0               0

           Others                                                                       1960           26.33%
           Total                                                                        7,444          100.00%
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