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ANNUAL REPORT 2024                                       1  2   3  4  5 Sustainability Statement  6  7  8  99













              Together, these offerings embody Bank Muamalat’s approach   Disbursements from January to December 2024:
              to delivering responsible and inclusive financing that
              supports essential life goals such as home ownership, health,             Disbursed
              education, and financial stability while reinforcing the Bank’s   Financing Type  Amount    Customers
              wider social and environmental commitments.                               (RM million)      Served
              As of 31 December 2024, the Bank has made a significant   Personal Financing  513.09        4,383
              impact across its financing solutions:
                                                                    Home Financing        760.38          3,454
                                                    Financing
                                      Total                         Ar Rahnu              902.80          28,279
                Financing Type                    Outstanding
                                  Beneficiaries
                                                   (RM million)     Vehicle Financing     35.75            271
                                                                    (EV)
               Personal Financing    66,396         4,143.55
                                                                    ASB Financing          2.33            48
               Home Financing        12,913         2,896.55
               (SJKP, SRP)
                                                                   Through  these  initiatives  and  outcomes,  Bank  Muamalat
               Ar Rahnu              28,104          551.57        continues to reinforce its role as a responsible financial
                                                                   intermediary one that is committed to sustainable economic
               Vehicle Financing      598            73.32         growth, inclusive development, and long-term stakeholder
               (EV)                                                value. These efforts are a key part of our mission to Create
                                                                   Better Lives, Together.
               ASB Financing         2,377           161.90
               (B40 segment)
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