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196   BANK MUAMALAT MALAYSIA BERHAD


          INDEPENDENT AUDITORS’ REPORT
          TO THE MEMBERS OF BANK MUAMALAT MALAYSIA BERHAD
          (INCORPORATED IN MALAYSIA)




          REPORT ON THE AUDIT OF THE FINANCIAL STATEMENTS (CONT’D.)

          Auditors’ Responsibilities for the Audit of the Financial Statements (cont’d.)
          We communicate with the Directors regarding , among other matters, the planned scope and timing of the audit and significant
          audit findings, including any significant deficiencies in internal control that we identify during our audit.
          Other matters
          This report is made solely to the members of the Bank, as a body, in accordance with Section 266 of the Companies Act 2016 in
          Malaysia and for no other purpose. We do not assume responsibility to any other person for the content of this report.





          KPMG PLT                                                 Chan Kah Mun
          (LLP0010081-LCA & AF 0758)                               Approval Number: 03350/01/2026 J
          Chartered Accountants                                    Chartered Accountant


          Petaling Jaya, Selangor
          27 March 2025
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