Page 303 - Bank Muamalat_AR24

ANNUAL REPORT 2024 1 2 3 4 5 6 7 Our Numbers 8 301

Total RM’000 3,039,191 31,096 6,505,466 116,871 12,819 28,343,392 583,809 114,754 38,747,398 1,001,443 2,302,012 60,040 2,287,363 5,650,858 44,398,256

Others RM’000 - 25,984 511,887 - - 559,026 - 114,754 1,211,651 78,168 638,479 29,060 - 745,707 1,957,358

Household RM’000 - - - - - 20,158,899 - - 20,158,899 3,988 845,440 4,767 - 854,195 21,013,094

Transport, storage and communication RM’000 - - - - - - - - - 174,721 - - - - 174,721 172,983 36,416 150 - - 209,549 384,270

wholesale, Construction and real estate RM’000 - - 61,400 - 2,060,395 - - 2,121,795 424,536 278,498 22,678 725,712 2,847,507
Maximum credit risk exposures and credit risk concentration (cont’d.)

FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES (CONT’D.)
Agriculture, manufacturing, retail and restaurant RM’000 595,821 116,871 2,282,361 2,995,053 171,419 296,178 2,632 936,737 1,406,966 4,402,019

Finance, takaful and business services RM’000 3,039,191 5,112 700,591 - 12,819 2,175,154 - - 5,932,867 63,660 141,698 753 1,350,626 1,556,737 7,489,602 These balances exclude balances which are not within the scope of MFRS 9, Financial Instruments.

Government and statutory bodies RM’000 4,635,767 932,836 583,809 6,152,412 151,992 6,304,404
- - - - - 86,689 65,303 - -

Credit risk (cont’d.) By sector analysis (cont’d.) Bank 2023 On balance sheet exposures Cash and short-term funds Financial investments at FVTPL Financial investments at FVOCI Financial investments at cost amortised Islamic derivative financial assets Financing of customers Statutory deposits with Bank Negara Malaysia Other financial assets* Commitments and contingencies Contingent liabilities Comm

(a) (i)
47.