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ANNUAL REPORT 2024                                            1   2  3   4  5  6   7 Our Numbers  8  391












            5.0  CREDIT RISK (DISCLOSURES FOR PORTFOLIO UNDER THE STANDARDISED APPROACH) (CONT’D)

                 Table 15: Rating distribution on credit exposures (cont’d)
                                                                 Ratings of Corporate by Approved ECAIs
                                                 Moody’s    Aaa to  Aa3  A1 to A3   Baa1  to Ba3   B1 to C   Unrated
                                                     S&P   AAA to AA-    A+ to  A-   BBB+ to  BB-  B+ to  D   Unrated
                                                     Fitch   AAA to AA-   A+ to  A-   BBB+ to  BB-  B+ to  D   Unrated
                                                     RAM  AAA to AA3     A to A3  BBB1 to  BB3    B to D     Unrated
                                                   MARC    AAA to AA-    A+ to  A-   BBB+ to  BB-  B+ to  D   Unrated
                 Exposure  Class                   RII Inc   AAA to AA-   A+ to  A-   BBB+ to  BB-  B+ to  D   Unrated
                                                               RM’000     RM’000        RM’000   RM’000      RM’000

                 On and  Off Balance-Sheet
                   Exposures
                 Credit Exposures (Using  Corporate
                   Risk Weights)
                 Group and  Bank
                 31 December  2024
                 Public Sector Entities(applicable for
                   entities risk weighted based on
                   their external ratings as corporates)        35,093          -             -        -     1,168,235
                 Takaful Companies, Securities
                   Firms & Fund Managers                             -          -             -        -            -
                 Corporates                                  1,437,194    100,330             -        -    10,874,540
                 Total                                       1,472,287     100,330            -        -    12,042,775


                 Group and  Bank
                 31 December  2023

                 Public Sector Entities (applicable for
                   entities risk weighted based on
                   their external ratings as corporates)             -          -             -        -     1,081,374
                 Takaful Companies, Securities
                   Firms & Fund Managers                             -          -             -        -           -
                 Corporates                                    832,048          -             -        -    8,980,460
                 Total                                         832,048          -             -        -     10,061,834
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