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ANNUAL REPORT 2024                                            1   2  3   4  5  6   7 Our Numbers  8  387












            4.0  CREDIT RISK (GENERAL DISCLOSURE) (CONT’D)

                 Credit Quality Financing of Customers (cont’d)
                 Table 14: Impaired financing by geographical distribution

                 The following tables present an analysis of the impaired financing by geographical distribution.
                                                                                                                 Total
                                                      Individual            Amounts    Individual  Collective  Impairment
                                                     Assessment              Written  Assessment  Assessment  Allowances
                 31 December 2024          Impaired  Allowance at   Net Charge   Off/Other  Allowance at  Allowance at   for
                 Group                     Financing   1 January   for the Year  Movements  31 December  31 December   Financing
                                            RM’000      RM’000     RM’000     RM’000     RM’000     RM’000     RM’000
                 Domestic                   341,179     20,061     156,078    150,892    25,247     230,025    255,272


                                                                                                                 Total
                                                      Individual            Amounts    Individual  Collective  Impairment
                                                     Assessment              Written  Assessment  Assessment  Allowances
                 31 December 2023          Impaired  Allowance at   Net Charge   Off/Other  Allowance at  Allowance at   for
                 Group                     Financing   1 January   for the Year  Movements  31 December  31 December   Financing
                                            RM’000      RM’000     RM’000     RM’000     RM’000     RM’000     RM’000

                 Domestic                   266,228      50,748      (5,430)    25,257    20,062    202,458    222,520

                                                                                                                 Total
                                                      Individual            Amounts    Individual  Collective  Impairment
                                                     Assessment              Written  Assessment  Assessment  Allowances
                 31 December 2024          Impaired  Allowance at   Net Charge   Off/Other  Allowance at  Allowance at   for
                 Bank                      Financing   1 January   for the Year  Movements  31 December  31 December   Financing
                                            RM’000      RM’000     RM’000     RM’000     RM’000     RM’000     RM’000

                 Domestic                   341,179     20,061      83,434    78,249     25,247     230,025    255,272

                                                                                                                 Total
                                                      Individual            Amounts    Individual  Collective  Impairment
                                                     Assessment              Written  Assessment  Assessment  Allowances
                 31 December 2023          Impaired  Allowance at   Net Charge   Off/Other  Allowance at  Allowance at   for
                 Bank                      Financing   1 January   for the Year  Movements  31 December  31 December   Financing
                                            RM’000      RM’000     RM’000     RM’000     RM’000     RM’000     RM’000

                 Domestic                   266,228      50,748     (5,430)    25,257    20,062     202,458    222,520
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