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ANNUAL REPORT 2024 1 2 3 4 5 6 7 Our Numbers 8 397

6.0 CREDIT RISK MITIGATION (“CRM”) DISCLOSURES UNDER THE STANDARDISED APPROACH (CONT’D)

Table 17: Credit risk mitigation on credit exposures (cont’d)
Total
Exposures
Covered by
Eligible
Gross Financial *Net
Group Exposures Collateral Exposures
31 December 2023 RM’000 RM’000 RM’000

Credit Risk
(a) On Balance sheet exposures
Sovereign/Central banks 8,147,144 - 8,147,144
Public sector entities 1,111,507 - 1,111,507
Banks, Development Financial Institution & MDBs 111,200 - 111,200
Takaful Cos, Securities Firms & Fund Managers 78,217 - 78,217
Corporates 8,693,162 - 8,693,162
Regulatory retail 12,046,770 - 12,046,770
Residential real estate 8,280,790 - 8,280,790
Higher risk assets 55,816 - 55,816
Other assets 359,101 - 359,101
Defaulted exposure 159,840 - 159,840

39,043,547 - 39,043,547
(b) Off-Balance Sheet Exposures
Credit-related off-balance sheet exposure 1,569,924 - 1,569,924
Islamic derivative financial instruments 38,934 - 38,934
1,608,858 - 1,608,858

Total Credit Exposures 40,652,405 - 40,652,405

* After netting and credit risk mitigation