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ANNUAL REPORT 2024                                            1   2  3   4  5  6   7  Our Numbers  8  235













                        Total  financing  RM’000   639,324  12,004,205  482,076  2,253,200  8,409,232  4,323,821  51,468  1,281,396  137,887  2,354,330  105,248  551,566   32,593,753  10,868  32,604,621   (119,844)  (37,239)  (98,189)  32,349,349



                        Musyarakah  Orderer  Mutanaqisah    RM’000     -    -    -    -    -    44,798    -     -    -     -   -    -    44,798   -   44,798    -    -     -    44,798



                      to  Purchase  RM’000     -     -    -    1,497,154     -    -     -     -   898    -   -    -    1,498,052    -    1,498,052    (3,479)   (463)    (530)   1,493,580
                      Murabahah  the


                          Qard    RM’000      -     -   -     -     -    -     -    -   90    -   -     -    90     -    90    -   -    -    90



                           Istisna’    RM’000     -   86,758    -     -   -    -    -   -   -    -     -     -   86,758    -   86,758     (387)    (36)     -    86,335



                          Murabahah   RM’000    -    -    -    -   -    -   33,721   1,048,183    -    -   -   -   1,081,904     -    1,081,904     (1,049)   (104)     (2,556)   1,078,195


                          Al-Dayn               17,747    233,213    250,960   250,960    245,992  Included in total net financing are financing at fair value through profit or loss amounting RM337,972,000 (2023: RM354,740,000) which mainly consists of the BNM established financing facility to
                        Bai’  RM’000     -    -   -     -   -     -     -    -    -    -    -   (230)   -    (4,738)


                          Tawarruq    RM’000      638,497     10,921,314   482,076    -   8,383,684    4,203,305   -     -    123,844   2,354,330   105,248    551,566    27,763,864    10,868   27,774,732    (112,861)    (36,233)    (88,270)    27,537,368




                           Inah    RM’000    827   -   -     -    -    -    -     -   -    -    -     -    827    -     827    (18)    -    (160)    649   With the discontinuation of the fair value hedge, the unamortised fair value are amortised to profit or loss over the remaining maturity of the hedged item.



                      Ijarah  Thumma  Al-Bai   RM’000    -     -     -    728,158    -     -    -     -    -     -     -    -   728,158     -    728,158   (849)    (38)    (219)    727,052   provide relief and support recovery for SMEs in the seNices sector affected by the containment measures since June 2020.



                      Bai’  Bithaman  Ajil    RM’000     -    996,133   -   27,888     25,548   75,718    -     -   13,055   -    -    -     1,138,342     -   1,138,342    (971)    (365)   (1,716)   1,135,290


              FINANCING OF CUSTOMERS  By type and Shariah contracts     Group   2024  Cash line   Term financing:  Home financing       Syndicated financing       Hire purchase receivables      Personal financing      Other term financing       Trust receipts   Claims on customers   under acceptance credits   Staff financing    Revolving financing    Credit card   Ar-Rahnu   Total gross financing   Fair value changes arising   from fair value hedge 1          Less : Allowance for impaired fi















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