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238   BANK MUAMALAT MALAYSIA BERHAD


          NOTES TO THE FINANCIAL STATEMENTS
          31 DECEMBER 2024 (29 JAMADIL AKHIR 1446H)







                     Total  financing  RM’000   483,212  9,431,403  546,137  1,543,092  8,148,452  4,372,584  89,464  1,351,088   80,260  2,080,702  58,625  366,919  28,551,938  13,974  28,565,912   (120,238)  (23,258)  (79,024)  28,343,392



                   to  Purchase  Orderer    RM’000       -    -     -     1,413,961    -     -    -    -     -    -    -    -    1,413,961    -    1,413,961    (4,665)    (300)    (298)    1,408,698
                   Murabahah  the


                       Qard    RM’000      -     -    -    -    -    49,781   -   -     84    -    -    -    49,865     -    49,865     -    -    -    49,865


                        Istisna’    RM’000    -   8,171   -    -    -    -     -     -     -    -    -    -     8,171    -   8,171     (11)    (3)    -     8,157




                       Murabahah   RM’000    -    -     -    -     -   -   24,950   1,125,408    -   -   -   -   1,150,358    -    1,150,358    (725)    (163)   -     1,149,470


                       Al-Dayn                   225,680     290,194    290,194   287,364
                     Bai’  RM’000      -    -    -    -     -   -    64,514     -    -     -     -     -   (195)    (11)   (2,624)


                       Tawarruq    RM’000     482,351   8,315,860    546,137    -   8,119,470   4,227,205    -    -    63,947   2,080,702   58,625   366,919   24,261,216    13,974   24,275,190     (112,424)    (22,127)    (71,418)    24,069,221   Included in total net financing are financing at fair value through profit or loss amounting RM350,490,000 (2022: RM355, 178,000) which mainly consists of the BNM established financing facility to



                        Inah    RM’000    861     -     -     -     -    -     -    -    -    -     -    -    861    -    861     (6)    (46)     (184)    625




                   Ijarah  Thumma  Al-Bai   RM’000    -    -   -   88,859    -   -    -    -     -     -     -    -     88,859    -     88,859     (626)   (161)    (224)   87,848   With the discontinuation of the fair value hedge, the unamortised fair value are amortised to profit or loss over the remaining maturity of the hedged item.



                   Bai’  Bithaman  Ajil       RM’000        -       1,107,372       -       40,272       28,982       95,598       -       -      16,229       -       -      -      1,288,453      -       1,288,453      (1,586)      (447)        (4,276)      1,282,144      provide relief and support recovery for SM Es in the services sector affected by the containment measures since June 2020.

           FINANCING OF CUSTOMERS (CONT’D.) By type and Shariah contracts (cont’d.)  Cash line   Term financing:  Home financing    Syndicated financing    Hire purchase receivables    Personal financing    Other term financing   Trust receipts    Claims on customers  under acceptance credit    Staff financing    Revolving financing   Credit card   Ar-Rahnu    Total gross financing   Fair value changes arising from fair value hedge 1     Less : Allowance for impaired financing  At amortised





















           7.    (i)      Bank   2023                                              1     2
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