Page 238 - Bank Muamalat_AR24
P. 238

236   BANK MUAMALAT MALAYSIA BERHAD


          NOTES TO THE FINANCIAL STATEMENTS
          31 DECEMBER 2024 (29 JAMADIL AKHIR 1446H)







                     Total  financing  RM’000   483,212  9,431,403  546,137  1,543,092  8,148,452  4,376,836  89,464  1,351,088  80,260   2,080,702  58,625  366,919  28,556,190   13,974  28,570,164   (120,238)  (23,258)  (79,024)  28,347,644



                     Musyarakah  Orderer  Mutanaqisah    RM’000     -    -    -    -    -    54,033    -     -    -     -   -    -    54,033    -    54,033    -    -     -    54,033



                   to  Purchase  RM’000     -     -    -    1,413,961     -    -     -     -   -     -   -    -     1,413,961    -    1,413,961    (4,665)    (300)    (298)   1,408,698
                   Murabahah  the


                       Qard    RM’000      -     -   -     -     -    -     -    -    84    -   -     -    84    -     84     -   -    -    84



                        Istisna’    RM’000     -   8,171    -     -   -    -    -   -   -    -     -     -   8,171    -    8,171    (11)   (3)     -    8,157



                       Murabahah   RM’000    -    -    -    -   -    -   24,950    1,125,408     -    -   -   -   1,150,358     -    1,150,358    (725)   (163)     -   1,149,470


                       Al-Dayn                   225,680     290,194    290,194      287,364   Included in total net financing are financing at fair value through profit or loss amounting RM354,740,000 (2022: RM365,831,000) which mainly consists of the BNM established financing facility to
                     Bai’  RM’000     -    -   -     -   -     -    64,514     -    -    -    -    -   ( 195)   (11)    (2,624)


                       Tawarruq    RM’000      482,351     8,315,860    546,137    -   8,119,470    4,227,205   -     -    63,947   2,080,702   58,625    366,919    24,261,216    13,974    24,275,190    (112,424)    (22,127)    (71,418)    24,069,221




                        Inah   Thumma  Al-Bai   RM’000    RM’000    861   -     -    -    -    -     -     -    88,859   -     -    -     -    -    -     -     -    -   -     -    -     -    -     -     -    -    -    861    88,859    -     -    861     88,859    (6)    (626)    (46)    (161)    (184)    (224)     625    87,848  With the discontinuation of the fair value hedge, the unamortised fair value are amortised to profit or loss over the remaining maturity of the hedged item. provide



                   Ijarah

           FINANCING OF CUSTOMERS (CONT’D.) By type and Shariah contracts (cont’d.)  Bai’  Bithaman  Ajil    RM’000    Cash line   Term financing:  1,107,372  Home financing    -  Syndicated financing     40,272   Hire purchase receivables    28,982  Personal financing   95,598  Other term financing    Trust receipts   Claims on customers    -  under acceptance credits   16,229  Staff financing    -  Revolving financing     -   Credit card   Ar-Rahnu    1,288,453   Total gross financing   Fa





















           7.    (i)      Group   2023                                                   1     2
   233   234   235   236   237   238   239   240   241   242   243