Page 337 - Bank Muamalat_AR24

ANNUAL REPORT 2024 1 2 3 4 5 6 7 Our Numbers 8 335

47. FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES (CONT’D.)

(c) Liquidity and funding risk (cont’d.)
(ii) Maturity analysis of financial liabilities on an undiscounted basis (cont’d.)

On demand
or up to >1-3 >3-6 >6-12
1 Month Months Months Months >1 Year Total
Group RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

2023
Non-derivative liabilities
Deposits from customers 17,819,989 6,206,051 5,160,652 2,748,282 1,186,488 33,121,462
Investment accounts of customers 247,689 - - - - 247,689
Deposits and placements of banks
and other financial institutions 184,586 - 200 - 345,416 530,202
Bills and acceptances payable - 13,773 - - - 13,773
Other financial liabilities 22,867 - - 77,773 - 100,640
Lease liabilities 1,033 2,001 2,960 5,867 30,394 42,255
Recourse obligation on financing
sold to Cagamas - - 204,069 - 910,739 1,114,808
Subordinated sukuk 7,995 - 11,250 19,245 1,051,834 1,090,324
Derivative liabilities 4,767 9,470 7,282 - - 21,519
Total financial liabilities 18,288,926 6,231,295 5,386,413 2,851,167 3,524,871 36,282,672

On demand
or up to >1-3 >3-6 >6-12
1 Month Months Months Months >1 Year Total
Bank RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

2024
Non-derivative liabilities
Deposits from customers 18,483,900 5,217,317 5,994,636 6,332,995 850,049 36,878,897
Investment accounts of customers 245,707 - - - - 245,707
Deposits and placements of banks
and other financial institutions 341,999 112,778 - - 385,413 840,190
Bills and acceptances payable - 6,027 - - - 6,027
Other financial liabilities 43,860 - - 103,026 - 146,886
Lease liabilities 1,129 1,851 2,742 5,347 39,456 50,525
Recourse obligation on financing
sold to Cagamas - - 738,730 312,261 640,673 1,691,664
Subordinated sukuk 7,995 - 11,250 19,245 1,016,182 1,054,672
Derivative liabilities 1,201 10,559 168 5,381 - 17,309
Total financial liabilities 19,125,791 5,348,532 6,747,526 6,778,255 2,931,773 40,931,877