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376 BANK MUAMALAT MALAYSIA BERHAD

BASEL II
PILLAR 3 DISCLOSURE

4.0 CREDIT RISK (GENERAL DISCLOSURE) (CONT’D)

Credit Risk Exposures of Financial Assets by Maturity Distribution
Table 10: Credit risk exposures of financial assets by remaining contractual maturity

Up to 6 > 6 - 12 > 1 - 5 Over 5
Group months months years years Total
31 December 2024 RM’000 RM’000 RM’000 RM’000 RM’000

On-Balance Sheet Exposures
Cash and short-term funds 2,116,600 - - - 2,116,600
Deposits and placements with
licensed financial institutions 502,166 - - - 502,166
Financial investments at FVTPL - 14,888 - - 14,888
Financial investments at FVOCI 388,118 582,061 6,599,792 - 7,569,971
Islamic derivative financial assets 9,464 5,032 - - 14,496
Financing of customers 1,633,105 2,782,243 27,934,001 - 32,349,349
Statutory deposits with
Bank Negara Malaysia - - - 680,000 680,000
Other financial assets * 55 26,594 - - 26,649

Total On-Balance Sheet Exposures 4,649,508 3,410,818 34,533,793 680,000 43,274,119

Up to 6 > 6 - 12 > 1 - 5 Over 5
Group months months years years Total
31 December 2023 RM’000 RM’000 RM’000 RM’000 RM’000

On-Balance Sheet Exposures
Cash and short-term funds 3,039,191 - - - 3,039,191
Financial investments at FVTPL - 5,112 28,595 - 33,707
Financial investments at FVOCI 508,079 925,973 4,116,255 955,159 6,505,466
Financial investments at amortised cost - - - 116,871 116,871
Islamic derivative financial assets 12,786 33 - - 12,819
Financing of customers 3,993,980 2,476,305 21,877,359 - 28,347,644
Statutory deposits with
Bank Negara Malaysia - - - 583,809 583,809
Other financial assets * 80,749 34,610 - - 115,359

Total On-Balance Sheet Exposures 7,634,785 3,442,033 26,022,209 1,655,839 38,754,866

* These balances exclude balances which are not within the scope of MFRS 9, Financial Instruments.